When you have experienced an injury on the job, navigating the workers’ compensation system may feel challenging. Many people inadvertently make mistakes that can harm their chances of receiving the benefits they deserve.
There are some common errors to avoid for the best chance of a successful claim.
1. Not reporting the injury promptly
One of the biggest mistakes you can make is failing to report your injury to your employer in a timely manner. Most states have strict deadlines for reporting workplace injuries, and if you miss them, they might deny your claim. As soon as you recognize the injury, notify your supervisor and follow your company’s procedures for reporting the incident.
2. Failing to seek medical treatment
Another misstep is not seeking medical attention after your injury. Even if you think your injury is minor, it is essential to get checked out by a healthcare professional. Delaying treatment can not only jeopardize your health but also raise suspicions about the severity and legitimacy of your claim.
3. Not following doctor’s orders
Once you have sought medical care, it is important to follow your doctor’s treatment plan. Skipping appointments, ignoring therapy recommendations or returning to work before you are medically cleared can become evidence against you. Failing to adhere to your doctor’s orders may suggest that your injury is not as serious as you claim.
4. Posting on social media
In today’s digital age, it is tempting to share everything on social media. However, posting about your injury or your daily activities while on workers’ comp can be detrimental to your claim. Insurance companies may use your posts to argue that you are not as injured as you say you are, potentially leading to a denial of benefits.
5. Not keeping detailed records
Throughout the claims process, it is important to keep meticulous records of everything related to your injury. This includes medical bills, treatment notes, witness statements and communications with your employer and the insurance company. Failing to maintain thorough documentation can weaken your case and make it harder to prove your claim.
Navigating the workers’ compensation system can be tricky, but by avoiding these common mistakes, you can protect your rights and improve your chances of receiving the benefits you deserve.