When you get hurt or sick because of your job, workers’ compensation can give you money and medical care. However, this financial lifeline does not necessarily last forever. What should you know about the duration of workers’ comp benefits in Ohio?
How long do benefits last in Ohio?
In Ohio, workers’ compensation includes several types of benefits, each with its own duration limit. While some benefits may extend indefinitely, others depend upon recovery progress and employment status. These benefits include:
- Temporary Total Disability (TTD) benefits: You get these benefits when you cannot work at all because of your injury. They last for up to 200 weeks or until you can go back to work or until your condition stops improving.
- Permanent Partial Disability (PPD) benefits: If your injury means you cannot work like you used to, but you can still do some work, you might get PPD benefits. How long and how much you get depends on the type of injury and the degree of impairment.
- Permanent Total Disability (PTD) benefits: If you cannot work at any job because of your injury, you might get PTD benefits for the rest of your life, but they will check regularly to see if you still qualify.
- Wage loss benefits: When an injured worker returns to work but earns less than they did prior to the injury due to the limitations imposed by the injury, wage loss benefits may be available for up to 200 weeks.
- Survivor benefits: If a worker dies from a work-related injury or illness, their family might get survivor benefits until they no longer qualify, like when a child becomes an adult or if a surviving spouse remarries.
Knowing how long benefits will last in your case can be challenging. You may want to consult with a knowledgeable attorney to better understand your specific case.
Understanding how long benefits last can help you protect your financial health
Understanding the duration of workers’ compensation benefits in Ohio is crucial for anyone who has suffered a job-related injury or illness. This knowledge can help you make informed decisions and ensure that you can provide for yourself and your family.