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I Am a Teacher. Can They Really Stop My Workers' Comp Money Over the Summer?

November 22, 2015 by Steven D. Maas
I Am Self-employed. Do I Need to Get Workers’ Comp Coverage on Myself?

The answer is “yes.” Here’s a quick lesson on why this is.

Temporary Total benefits were designed to compensate for lost wages. If you have never worked over the summer and have no intention of doing so, then there are no wages to be compensated for.

There are exceptions to this rule. For example, let’s take the case of Laura, a teacher who is employed as a swimming coach during the school year. Laura elected to be paid over a 12-month period—meaning, she receives compensation from her employer during the summer months for work actually performed during the academic calendar year. Laura had also worked at the YMCA the previous summer and intended to resume her summer employment there during the coming summer.

In May, right before the end of the school year, Laura was injured in the course of her full-time employment. She filed a workers’ compensation claim and was paid temporary total disability compensation for the summer break period of June through August. She was unable to perform her summer job at the YMCA during her period of disability.

Just because Laura was hired to work only during the school year does not mean her benefits stop. Because she found summer work in past summers and planned on working this summer, she was entitled to her worker’s compensation benefits this summer.

To learn more, call our law office.

About the Author

Steven D. Maas
Steven D. Maas grew up in Newton Falls, Ohio, and worked in the steel mills as a young man. It was there where he decided that he wanted to become a lawyer who would help working people. After earning is undergraduate degree from Ashland College and his law degree from the Wake Forest University School of Law, Steven has stuck to that mission by concentrating his practice in the area of workers' compensation law over the course of his 35-year career. In addition to his legal practice, Steven serves as an Acting Judge in the Newton Falls Municipal Court, actively belongs to several bar organizations and contributes to the Diabetes Association by participating in fund-raising bicycle rides. However, his main passion is operating his family's 250-acre farm in Newton Falls.

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